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Geoff Gibson
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Posted: 15 September 2008 at 1:29pm | IP Logged | 1  

The insured rate and the uninsured rate.  It may be $400 for something if you have insurance but $150 if you don't.

My understanding was that generally its the other way around.  Insurers get the negotiated rate people off the street get the higher rate.  No rate should be lower than the Medicare/Medicaid rate.

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Donald Miller
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Posted: 15 September 2008 at 1:42pm | IP Logged | 2  

Let's not forget that there are quite a few doctor's offices that simply will not treat uninsured patients...not gonna happen...and that includes medicaid.

Scott said:
I'm still a firm believer that everyone
can afford insurance if they really want it.

This is hardly the point.

The point is that we as consumers should not have to have insurance as a matter of course. 

A visit to the doctors for a check up or to treat a small rash, should not cost upwards of $250.00.

Don



Edited by Donald Miller on 15 September 2008 at 1:45pm
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Donald Miller
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Posted: 15 September 2008 at 1:44pm | IP Logged | 3  

Geoff said:
Insurers get the negotiated rate people off the street get the higher rate.

You are correct in this.  The logic being that the insurance company can guarantee that the provider will see more patients.  The reality being that the insurance company will do it's best not to pay.


Don

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JT Molloy
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Posted: 15 September 2008 at 1:47pm | IP Logged | 4  

Ya gotta wonder sometimes if society didn't evolve into these tight capitalist systems, how many more diseases would be cured and not just treated.
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Donald Miller
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Posted: 15 September 2008 at 1:50pm | IP Logged | 5  

Oh you know the drug companies are still kicking themselves over curing polio instead of just creating a treatment for it....

There will never be another "cure" for anything...a cure removes the profit base.

I think of those Herpes drug treatment ads....of course they are still contagious as hell thereby assuring that there will be more people needing the treatment...

Don
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Geoff Gibson
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Posted: 15 September 2008 at 1:51pm | IP Logged | 6  

Ya gotta wonder sometimes if society didn't evolve into these tight capitalist systems, how many more diseases would be cured and not just treated.

Do not discount the effect that capitalism has on enterprise!  Incentivizing innovation is a very capitalist thought! 

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Scott Richards
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Posted: 15 September 2008 at 2:02pm | IP Logged | 7  

The insured rate and the uninsured rate.  It may be $400 for something if you have insurance but $150 if you don't.

-----
My understanding was that generally its the other way around.  Insurers get the negotiated rate people off the street get the higher rate.  No rate should be lower than the Medicare/Medicaid rate.

Nope.  I'm speaking from first hand experience. 

I think what you are thinking about is they charge the insurance $400 and then receive a negotiated rate of maybe $150.00 for the charge and the doctor writes off the difference.  You see that all the time.  If they only charged the insurance $150 the insurance would try to pay $50.

Now I'm guessing the uninsured rate probably ends up being about the same as the negotiated rate they get from the insurance companies, which would make sense.

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Christopher Alan Miller
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Posted: 15 September 2008 at 2:03pm | IP Logged | 8  

Which leads me to wonder why this answer was not provided by Palin when asked about her "foreign relations" experience.  Surely she must have courted some international business as governor,

++++++++++++++++++++++++++++++

She did mention that but it was edited out of the interview.

GIBSON: Have you ever met a foreign head of state?

PALIN: There in the state of Alaska, our international trade activities bring in many leaders of other countries.

GIBSON: And all governors deal with trade delegations.

PALIN: Right.

GIBSON: Who act at the behest of their governments.

PALIN: Right, right.

GIBSON: I’m talking about somebody who’s a head of state, who can negotiate for that country. Ever met one?

PALIN: I have not and I think if you go back in history and if you ask that question of many vice presidents, they may have the same answer that I just gave you.

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Kevin Hagerman
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Posted: 15 September 2008 at 2:05pm | IP Logged | 9  

There will never be another "cure" for anything...a cure removes the profit base.

----------------

Nonsense.  We'll never run out of disease.

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Scott Richards
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Posted: 15 September 2008 at 2:12pm | IP Logged | 10  

Wow Christopher.  That's some major editing that definitely paints a much different picture of the truth.
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Donald Miller
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Posted: 15 September 2008 at 2:12pm | IP Logged | 11  

Diseases for which they will create a 10$/per pill that will keep it at bay, but not cure.

stop buying the pill...the disease comes back..

Don
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Scott Richards
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Posted: 15 September 2008 at 2:16pm | IP Logged | 12  

I don't think the drug companies are doing that (holding back cures) for the simple reason that not all the research and not all the drug companies are in the US.  There are countries that don't have purely capitalistic societies and they'd have no reason for holding back a cure.  So if a cure was found, no matter how hard drug companies in the US might want to hold it back, they couldn't stop others from not doing so.



Edited by Scott Richards on 15 September 2008 at 2:17pm
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