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Jodi Moisan
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Posted: 15 September 2008 at 1:00pm | IP Logged | 1  

Is the family eligible for Medicare, Jodi? 

Yeah thats what they are going to do, but I was asking Bruce since he believes Government shouldn't be responsible for our health and it is our own responsiblity what is the answer. More companies are going to do away with insurance coverage and if Bruce feels govt shouldn't, what are his ideas on the problem.

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Kevin Hagerman
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Posted: 15 September 2008 at 1:01pm | IP Logged | 2  

That's why a Tylenol from the hospital costs $8.  It ain't shipping and handling.  If they charge $8, medicare and the insurance companies will reimburse $x.

The hospitals base their policies on getting approval from the Joint Commission on Health Care Organizations (JCHCO, pronounced here in Indiana at least as Jake-O).  If you don't pass you don't get any Medicare bucks.  And hospitals that can't get any Medicare bucks are asking for trouble.

In a sense, we're already getting government-run health care.  Just not affordable government-run health care.

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Jodi Moisan
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Posted: 15 September 2008 at 1:02pm | IP Logged | 3  

Kevin maybe we talked about it before, are you in Indiana?
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Geoff Gibson
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Posted: 15 September 2008 at 1:03pm | IP Logged | 4  

don't cut hot peppers then take a pee

I did that and it made my gonorrhea feel much better!

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David Ferguson
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Posted: 15 September 2008 at 1:04pm | IP Logged | 5  

what is your solution for them?

*****

Bruce, what if the kid down the road's parents can't afford the MMR vaccine? What if your kid goes to school with that kid and that kid gets measles? Will your kid get measles? The MMR vaccine needs an 85% take-up to be effective. That's why health and health insurance is a community issue and, therefore, an issue for government.
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Donald Miller
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Posted: 15 September 2008 at 1:05pm | IP Logged | 6  

People talk about Health care reform alot...but, we don't really have health care in this country.  The vast majority of people have Sick care.  Meaning they don't see a doctor until they are sick...often times that is too late..and considerably more costly for all...

It was only within the past few years that Medicare---that is the elderly for the most part---has covered any type of preventive medicine including a yearly exam. 

It does not take too much thought to realize that maintaining a healthy populace is cheaper than trying  to heal an already sick populace.

Insurance companies and drug companies are at fault for the ever spiraling cost of sick care...It is the insurance companies job to pay out as little as possible to the doctors and medical facilities that are entitled to be paid...this includes denying or simply ignoring requests for payment until it is passed the 90 day period and then they just don't pay..it is considered too late...I wish I could take this attitude with my bills..."sorry, I have contested this bill with you for 3 months now so you can't have anything now"

Don
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Kevin Hagerman
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Posted: 15 September 2008 at 1:08pm | IP Logged | 7  

Kevin maybe we talked about it before, are you in Indiana?

-----------------

Aye, Jodi, I'm up in Fort Wayne (along with much-less-frequent poster Thad Studebaker).

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Scott Richards
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Posted: 15 September 2008 at 1:12pm | IP Logged | 8  

I went to get my shoulder looked at, I met with the doctor for 15 minutes, they charged me 350.00 . My insurance paid 125.00, My husband said that they do that because they know insurance will only pay a percentage. I asked what does those that have no insurance do? he said they get screwed.

Not really true.  Most doctors have two rates.  The insured rate and the uninsured rate.  It may be $400 for something if you have insurance but $150 if you don't.  I've never known of any doctor who didn't work with their regular patients that way.  I had a period of 2 years where I had no insurance and found that to be the case every time.

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Kevin Hagerman
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Posted: 15 September 2008 at 1:12pm | IP Logged | 9  

I agree, Don, preventative health care would fix a lot - except that we don't have enough health care personnel!  Send your kids into health care; there's job security and satisfaction as far as the eye can see!

My hospital is also seeing the writing on the wall as far as its health care plan is concerned.  They're cracking down on employee/visitor smoking and offering weight loss plans left and right.  October 4th I am starting one myself.  Yay, me!  Time to celebrate with a bathtub full of twinkies!

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Jodi Moisan
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Posted: 15 September 2008 at 1:13pm | IP Logged | 10  

Aye, Jodi, I'm up in Fort Wayne (along with much-less-frequent poster Thad Studebaker).

Well hey fellow Hoosier!  I grew up in Marion and we would go to Fort Wayne all the time, we loved the zoo. I live in Muncie now. 

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Scott Richards
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Posted: 15 September 2008 at 1:19pm | IP Logged | 11  

I'm still a firm believer that everyone can afford insurance if they really want it.  People who truly can't are low enough income to get government assistance.  In almost every case it's a matter of people not prioritizing their insurance as being important enough.  Basic insurance is going to run between $100-$400 a month, depending on whether you are single or a family.  A second job or cutting back on some other things can easily make that amount if you aren't living at the poverty level (where you would be eligible for government healthcare any way).

I remember just biting my tongue few years ago when a friend of mine was complaining about having no insurance and not being able to afford it.  Of course he had cable TV with HBO/Cinemax.  He rented movies at Blockbuster all the time in addition to going to a movie every weekend.  He also bought at least a couple of new video games every month.  He actually made enough to buy insurance a couple of times over but couldn't fathom doing without or getting a second job (since he wouldn't have time to play the games, see the movies, etc.).

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Al Cook
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Posted: 15 September 2008 at 1:21pm | IP Logged | 12  


 QUOTE:
Not really true. Most doctors have two rates. The insured rate and
the uninsured rate


I know that it's the way these things go, but that's just wrong.
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